http://homeinsurancedailyblog.com Where Home Insurance gets talked about Sat, 10 Jul 2010 15:07:44 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 http://homeinsurancedailyblog.com/basic-insurance/the-standard-homeowners-policy-%e2%80%93what-is-covered-%e2%80%93-part-2/ http://homeinsurancedailyblog.com/basic-insurance/the-standard-homeowners-policy-%e2%80%93what-is-covered-%e2%80%93-part-2/#comments Tue, 10 Mar 2009 21:07:01 +0000 Avatar http://homeinsurancedailyblog.com/?p=11 We have discussed the two first areas covered by the basic homeowners insurance during the last post and now we shift to the next two. Liability protection is protection from any lawsuits filed against you and your family members that results in bodily injury or property damage. This is the area where most experts say the safest amount of coverage would be for around 300,000 but basic policies go for as low as 100,000. Some people even go for higher rates into the millions just to be sure. It can even cover damage caused by your family pet if it so stipulates. Additional living expenses covers the cost of having to live outside the house if it is impossible to do so such as due to fire damage or the other disasters included in your policy

]]> http://homeinsurancedailyblog.com/basic-insurance/the-standard-homeowners-policy-%e2%80%93what-is-covered-%e2%80%93-part-2/feed/ 0 http://homeinsurancedailyblog.com/basic-insurance/the-standard-homeowners-policy-%e2%80%93what-is-covered-%e2%80%93-part-1/ http://homeinsurancedailyblog.com/basic-insurance/the-standard-homeowners-policy-%e2%80%93what-is-covered-%e2%80%93-part-1/#comments Sun, 01 Jun 2008 21:03:54 +0000 Avatar http://homeinsurancedailyblog.com/?p=9 Homeowners Policy is the most basic form of home insurance and it covers four areas. The House Structure itself, all your belongings within that house, Liability protection and coverage for additional living expenses when something forbids you from living in your home. The first coverage area means that the insurance company would pay for the repair or rebuild of the house in case of fire and any other disaster listed in your policy. The next covers your belongings say they are stolen so the insurance pays for that stolen item based upon it�s face/assessed value. The next two we will discuss further in the next post to give you a better understanding of their provisions.

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