Home Insurance Daily Blog

The term denotes the subsidence/settling of the ground beneath your home. It can cause a lot of headaches so do be wise and check the area’s geographical surveys for any possible problems. If the area is prone or known to suffer from such problems, then expect to pay higher premiums for the higher the probability [...]

On the side of your insurance premiums, there are certain insurance firms which give special discounts for those homes that have security systems installed. Of course the discount rate would vary depending on the assessed value of the house and the contents that are insured, the type and effectivity of the home security system (which [...]

Installing a Home Security system might be a necessity nowadays but be sure you get down to the numbers when choosing to do so. This would allow you to gauge how much is enough and how much is too much. Write down your assets and start crunching the numbers to see if you indeed need [...]

According to Viale of Cambridge Credit Corp., seventy percent of Americans who avail of a home equity loan or any other type of loan for that matter to pay off credit cards consolidations end up with the same if not a much higher debt within two years or less.
Viale’s statistics underline a major trouble with [...]

Say you have a party and somebody unexpectedly slips and breaks his leg on the pool�s side. Ouch, but these are also covered by the basic(remember, basic which means this is the minimum amount of coverage you might get and you might have more)home owner�s insurance. They are also so that the injured can go [...]

Pet damage may be covered by your basic home insurance if you didn’t know. They are part of the household and if they are specifically included in the contract. This is standard in most parts of the United States where pets are commonplace. If you have a pet that bit a neighbor who fumbled into [...]

Well, yes you might have insurance but as recent history shows these policies vary from state to state and from provider to provider. There are well defined coverage of disasters such as hurricane damage, fire and many others but they may not include floods, etc. Be sure to ask for the details of coverage before [...]

We have discussed the two first areas covered by the basic homeowners insurance during the last post and now we shift to the next two. Liability protection is protection from any lawsuits filed against you and your family members that results in bodily injury or property damage. This is the area where most experts say [...]